Skip to main content
Victorian government website
State Government of Victoria, Australia
Funded Agency Channel

Calculate costs

The costs associated with buying a new vehicle comprise much more than just the purchase price. Buyers should ask for the 'on-road' or 'changeover' (when trading in) price. This includes the dealer delivery charge, compulsory third party insurance, registration, motor vehicle duty, number plate fees, optional extras and adjustment for the trade-in vehicle.

Other costs after the vehicle has been delivered include comprehensive or third party property insurance, roadside assistance, fuel and maintenance costs.

The purchase price of a vehicle should always be less than the Recommended Retail Price and advertised prices are usually negotiable. Discounts may be negotiated with dealers and manufacturers for fleet bulk purchasing and by building relationships with preferred suppliers.

Other important considerations besides the cost of a new car include quality, vehicle specifications and safety ratings.


Supported by the Community Sector Investment Fund (external link - opens in a new window).